Online SIP Calculator : Calculate your Mutual Fund SIP Returns Online

SIP calculator is our best free online tool to calculate your future returns with systematic investment plan in monthly intervals.

SIP lets investors to invest their money in mutual funds with systematic monthly intervals. Its best way to start SIP investment to achieve your future dreams. Find below SIP calculator. It allows you to find what returns you will get after completion of SIP term by investing small amount on regular monthly basis.

SIP Calculator Online

What is SIP?

Systematic Investment Plan most commonly known as SIP. Its the best investment options available today for small investors to invest in Mutual Funds (MF).

It allows you to start monthly saving from as low as Rs. 100 to make greater returns on your savings in future. There is no limit to invest in SIP you can invest in SIP either in monthly base or in lumpsum.

Use of Online SIP Calculator?

Our SIP calculator is free tool available online to calculate your wealth gained for specified duration of SIP tenure. You could approximately calculate how much returns you can get in future if you start SIP investment with any desired amount month on month.

Benefits of SIP

There are many benefits of systematic investment plan (SIP). Here is list of SIP benefits -

• Allows to follow discipline investment approach .
• Takes advantage of averaging.
• Simple, convenient and easy to monitor.
• Allows investor to take benefits of compounding returns.
• Generate saving with healthy returns for future.

Monthly SIP Calculator Formula

Formula used by SIP calculator is,

What is difference between SIP & Mutual Funds?

SIP stands for systematic investment plan that allows you to invest systematically.

Wait..

Where you will invest?

Well, with SIP you are investing in Mutual Funds.

Thus, SIP is medium to invest in Mutual Funds. SIP and Mutual Funds are not comparable entities but investors uses systematic investment plan (SIP) as most convenient way to invest in Mutual Funds.

How much to invest monthly?

SIP does not apply any restrictions on how much amount to invest monthly. You can start SIP with as minimum as Rs 100. However, there is no any limit for how much amount you can plan for SIP.

Use our SIP calculator to find how much wealth you can make with regular SIP investment for specific period of time.

Does SIP invest only in equity stock market funds?

SIP invest in equity as well as debt mutual funds. You are free to make your choice to start your SIP investment.

Equity funds focus on investing directly in shares of companies from different market capitalization. Considering long term investment SIP in equity funds is can give you higher returns as compare to debt funds.

Equity funds on an average can give you returns of approximately 20% to 40% depends of your risk profile. While with debt funds you can not expect returns higher than 12%.

What is right time to start SIP?

There no right time to start SIP. When ever you are ready to make saving you can start your SIP. The early you start investing the more benefits you can get over the period of time.

Don't miss to check my article on how to start SIP investment if you are beginner.

Should we stop SIP when market is down?

No. Actually its the best conditions to make your investments. As we have seen one of SIP benefit is taking advantage of averaging. Here as you invest every month you gather mutual funds units with averaging throughout the market conditions.

Sometimes for healthy market conditions there needs some corrections in market trend. In such situations you need to be patience with your holding and just keep on investing your SIP's on regular basis.

In future this will always give you greater returns.

What happens if monthly SIP is missed due to insufficient bank balance?

If your SIP is lapsed or missed due to insufficient funds then you need not to have to worry.

Because,

There is no charges applied from bank or SIP fund house if you missed any SIP from your entire tenure. However, in next month you can continue investing in same plan by just funding your bank account with SIP amount.

Its that simple!

How to cancel SIP?

In order to cancel your SIP you need to login to your mutual fund account and request for cancellation. It will take 30 days to process your cancellation request.

So, I guess most of your queries are cleared. Please let me know how was your experience with our free SIP calculator.

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